Discover the benefits of the Capitec Card that you need to know

Discover the Excellence of Capitec Bank and Its Credit Card

Discover the benefits of the Capitec Card that you need to know

“Capitec Bank has previously ranked first in the South African Customer Satisfaction Index (SAcsi).”

What you need to know about this credit card:

  • Limit: Credit limit of up to R500,000
  • Cashback: Annual cashback of 3.5% on positive balance
  • Free: No currency conversion fees when used abroad
  • Protection: Free basic travel insurance of up to R5 million


  • Attractive annual cashback
  • Generous credit limit
  • Absence of currency conversion fees
  • Free travel insurance
  • Possibility of approval even with a bad credit history


  • Minimum required income may be unattainable for some
  • Initiation and monthly fees may impact the cost

Why Choose Capitec for Your credit card?

The annual cashback and free travel insurance of the Capitec Card are additional benefits that may be more attractive than the offers of the African Bank Gold Card.

Furthermore, the flexible approval policy of the Capitec Card, which considers other factors besides credit history, can make it more accessible than the FNB Gold Card.

The Capitec Card offers a wide range of benefits, including free travel insurance, which may be more comprehensive than the offers of the Nedbank Green Card.

Finally, the absence of currency conversion fees when using the Capitec Card abroad is a significant advantage over the Absa Silver Card, which may charge additional fees.

Capitec Card: let’s get to know it a little better

How to Apply for Your Capitec Card

If you’re looking for a credit card with exclusive benefits and a simplified application process, click the button below to find out more about the Capitec card and how to apply for yours.