Eligibility Requirements:
- Be 18 years or older
- Minimum monthly income of R5,000
- Formal employment or employment contract
- Be a citizen of South Africa
Capitec Card application steps:
- Click the button below
- Create an account on the Capitec mobile app or website
- Fill out the application form with your personal information and attach the necessary documents
- Wait for the bank’s review, and if approved, your card will be delivered within 7 business days
Frequently Asked Questions
What is the minimum income to apply for the card?
The minimum income required to apply for the Capitec Card is R5,000 per month for employees and R10,000 for self-employed clients.
How can I track my credit card application?
You can track the status of your Capitec credit card application through the mobile app, the Capitec website, or by contacting the bank.
How long does it take for my card to be approved?
The approval time for the card may vary, but it usually takes a few business days for the bank to review your application and issue a response.
Can I be approved for the Capitec card with a low score?
Yes, it is possible to be approved for the Capitec Card even with a low credit score. The bank considers a variety of factors beyond credit history when evaluating credit card applications.