Issued by Discover, a trusted U.S. financial institution serving over 50 million customers and accepted at 99% of places nationwide.
What you need to know about this credit card:
- Annual fee: $0 — enjoy all benefits with no yearly cost
- Rewards rate: 2% cashback at gas stations and restaurants (up to $1,000/quarter), 1% on all other purchases
- Intro APR: 0% for 15 months on purchases and balance transfers, then 18.24% to 27.24% variable APR
- Bonus: Unlimited Cashback Match at the end of your first year — no cap, no expiration
Pros:
- 2% cashback on gas and restaurants: Save on everyday expenses like fuel and dining, automatically every quarter
- Unlimited 1% cashback on everything else: Every purchase earns rewards, no exceptions or categories to track
- Cashback Match in your first year: Discover doubles every dollar of cashback you earn in the first year — no limit
- 0% intro APR for 15 months: Enjoy interest-free purchases and balance transfers for over a year
- No annual fee or foreign transaction fees: Keep more money in your pocket, whether traveling or shopping online
Cons:
- 2% cashback is capped at $1,000 per quarter: After hitting the cap, you earn 1% until the next quarter resets
- No 5% rotating categories like other Discover cards: It’s focused only on gas and restaurants for the bonus rate
Why Choose Discover for your credit card?
Unlike the Citi Custom Cash℠, which requires you to hit one category per month, Discover gives gas and dining bonuses every quarter automatically.
Compared to the Wells Fargo Active Cash®, which offers 2% flat, Discover offers Cashback Match — potentially doubling your first year’s rewards.
The Chase Freedom Unlimited® offers 1.5% back on everything, but Discover provides a higher 2% on gas and dining plus first-year Cashback Match.
American Express Blue Cash Everyday® offers 3% on gas but has a spending cap and no Cashback Match like Discover.
The Capital One SavorOne® gives 3% on dining but doesn’t match your cashback in the first year like Discover does.
Discover it® Chrome: let’s get to know it a little better
This is the ideal card for anyone who spends frequently on fuel and restaurants. With no annual fee, generous cashback, and the unique Cashback Match, it’s designed to reward your everyday life on the road and at the table.
How to Apply for Your Discover it® Chrome
Apply online today and enjoy up to 2% cashback, 0% intro APR for 15 months, and the unmatched Cashback Match in your first year. Click below to see all the card’s details and start earning more.