Discover it® Chrome: cashback made simple for gas, dining, and everyday spending

Earn 2% at gas stations and restaurants, 1% on everything else, plus double cashback first year

Discover it® Chrome: cashback made simple for gas, dining, and everyday spending

Backed by Discover, a leading U.S. financial institution accepted by 99% of merchants nationwide and trusted by millions of cardholders.

What you need to know about this credit card:

  • Annual fee: $0 — enjoy all the rewards without paying to carry the card
  • Cashback: 2% at gas stations and restaurants (up to $1,000 per quarter) + 1% on other purchases
  • Intro APR: 0% for 15 months on purchases and balance transfers; then 18.24%–27.24% variable APR
  • First-year bonus: Unlimited Cashback Match — every dollar you earn is doubled with no limit

Pros:

  • 2% cashback at gas stations and restaurants: Perfect for road trips, commutes, and dining out with friends or family
  • 1% cashback on all other purchases: Simple, reliable rewards on everything you buy — no categories to activate
  • Cashback Match in the first year: Discover doubles every dollar of cashback earned, automatically, with no limits
  • 0% intro APR for 15 months: Pay no interest on purchases or balance transfers for over a year
  • No annual fee and zero foreign transaction fees: Maximize your cashback with no hidden costs at home or abroad

Cons:

  • 2% cashback has a $1,000/quarter cap: If you spend more on gas and dining, it drops to 1% after hitting the cap
  • Limited bonus categories: Unlike some cards with broader rewards, this one focuses only on gas and restaurants

Why Choose Discover for your credit card?

The Citi Custom Cash® limits bonuses to your top category per month. Discover pays 2% on both gas and restaurants consistently.

Unlike Chase Freedom Flex®, there’s no need to track or activate rotating categories — rewards are automatic.

Compared to Wells Fargo Active Cash®, Discover Chrome offers a huge first-year Cashback Match that can double your rewards.

American Express Blue Cash Everyday® offers 3% on gas but with stricter spending caps and no first-year Cashback Match.

The Capital One SavorOne® provides 3% on dining but doesn’t offer anything like Discover’s unlimited Cashback Match in year one.

Discover it® Chrome: let’s get to know it a little better

This is a great card for anyone who spends regularly on gas and dining. With no annual fee, a long 0% intro APR, and the exclusive Cashback Match in the first year, it’s a smart pick for simple, reliable rewards.

How to Apply for Your Discover it® Chrome

Ready to enjoy 2% cashback at gas stations and restaurants plus Cashback Match that doubles your first year’s earnings? Apply now and start maximizing your everyday spending with no annual fee.