Backed by Chase, one of the largest banks in the U.S., with over $3.9 trillion in assets and decades of trust.
What you need to know about this credit card:
- Annual fee: $0, with full access to benefits
- Foreign transaction fee: 0%, ideal for international use
- APR range: Variable between 19.49% and 28.24%† depending on credit profile
- Eligibility: Good credit recommended; no stated income requirement
Pros:
- Up to 5% back on Amazon and Whole Foods: Prime members enjoy maximum rewards where they shop most
- 2% back in key spending categories: Includes gas stations, restaurants, and transit for daily convenience
- 1% back everywhere else: No category restrictions—earn on every swipe
- Flexible rewards redemption: Use points at Amazon.com or for cash back, travel, and gift cards via Chase
- Promotional financing options: 0% APR for 6 or 12 months on eligible Amazon purchases
Cons:
- Grace period lost if you carry a balance: Even a small unpaid amount can trigger full-interest charges on new purchases
- Best value requires Prime membership: Non-members earn lower rates (3% vs. 5%) on Amazon and Whole Foods
Why Choose Chase for your credit card?
Compared to the Wells Fargo Active Cash® Card (2% flat rate), Amazon Visa delivers higher value on targeted categories.
The U.S. Bank Cash+® Visa Signature lets you choose categories, but Amazon Visa rewards your actual habits—automatically.
Bank of America® Customized Cash Rewards requires tracking categories. Amazon Visa’s rewards are fixed and predictable.
With the Venmo Credit Card, rewards vary by spend. Amazon Visa is ideal for consistent earners who shop online and eat out.
Even compared to the PayPal Cashback Mastercard, the Amazon Visa wins for Prime users and redemption ease on Amazon.com.
Amazon Visa: let’s get to know it a little better
This card fits seamlessly into your shopping habits, especially if Amazon and Whole Foods are part of your routine. With no annual fee, generous cashback, and built-in travel protections, the Amazon Visa stands out as a smart everyday card.
How to Apply for Your Amazon Visa
Don’t miss your chance to earn a $200 Amazon Gift Card and up to 5% back. Apply today and enjoy flexible rewards, daily value, and premium benefits with no annual fee.