Looking for a financial boost? The BDO Personal Loan offers competitive rates and flexible options tailored to your needs.
What you need to know about this loan:
- Loan Amount: Access loans from ₱10,000 up to ₱2 million.
- Flexible Terms: Choose repayment periods of 6, 12, 18, 24, or 36 months.
- Income Requirement: ₱15,000 minimum monthly income for employees, ₱35,000 for self-employed individuals.
- Convenient Payment: Pay through Auto-Debit Arrangement for ease.
Pros
- Generous Loan Limit: Borrow up to ₱2 million for personal use.
- Flexible Payment Terms: Choose repayment schedules that suit your budget.
- Low Income Barrier: Accessible for individuals with moderate monthly incomes.
- Quick Reapplication Option: Reapply after six months of consistent payments.
- Trusted Brand: BDO’s reputation guarantees reliability and trust.
Cons
- Processing Fee: ₱1,300 deducted from the loan proceeds.
- Late Payment Charges: A 5% penalty fee on overdue amounts applies.
Why Choose BDO for your loan?
Compared to Metrobank, BDO provides a higher loan ceiling, perfect for larger financial needs.
While LandBank caters to specific industries, BDO offers versatile loan options for individuals.
Unlike BPI, which leans toward corporate financing, BDO supports personal projects with low requirements.
RCBC may emphasize digital platforms, but BDO shines with its expansive physical branch network.
Compared to Security Bank, BDO offers more flexible repayment options and broader customer accessibility.
BDO Personal Loan: let’s get to know it a little better.
How to apply for your BDO Personal Loan
Ready to take the first step toward achieving your dreams? Click below to learn more and apply today!