RCBC, one of the Philippines’ leading banks, serves over 9 million customers with award-winning financial solutions.
What you need to know about this credit card:
- Annual Fee: Php 3,000 for the primary cardholder and Php 1,500 for supplementary cards.
- Minimum Income Requirement: Php 250,000 annually.
- Rewards Program: Flexible points that never expire, redeemable for cash, air miles, and more.
- Security Features: Includes EMV chip technology and OTP for safe online transactions.
Pros:
- Unlimited Rewards: Earn points on every purchase and redeem them flexibly for travel, cash, or vouchers.
- Travel Insurance: Complimentary Travel Plus Lite coverage for international trips.
- Spending Control: Real-time SMS alerts and a spend analyzer help track and manage expenses.
- Exclusive Lounge Access: Relax at the PAGSS lounges in Terminals 1 and 3.
- Flexible Payment Options: Convert purchases to installments up to 36 months or transfer balances.
Cons:
- Annual Fee: A yearly fee applies, which may not suit those seeking no-annual-fee cards.
- Income Requirement: Limited to applicants with a minimum annual income of Php 250,000.
Why Choose RCBC for Your Credit Card?
Compared to BDO Gold Mastercard, while both offer travel perks, RCBC provides access to PAGSS lounges, enhancing your airport experience.
Against Metrobank Gold Visa, RCBC’s rewards points never expire, giving you more flexibility compared to Metrobank’s program.
Versus BPI Amore Platinum, BPI focuses on shopping rewards, while RCBC balances travel, shopping, and dining benefits.
In Comparison to Security Bank Gold, RCBC Gold offers better financial management tools, such as the Spend Monitor.
Compared to HSBC Gold Visa Cash Back, RCBC’s rewards program is more versatile, catering to both travel and cash-back preferences.
RCBC Gold Mastercard: Let’s Get to Know It a Little Better
How to Apply for Your RCBC Gold Mastercard
Applying is simple. Provide the required documents, meet the eligibility criteria, and complete the application process in just minutes. Click below to begin your journey to premium benefits!