$99 Fee, 0% BT 12 Months and Free Domestic Insurance.
What you need to know about this credit card:
- 12.99% p.a. interest on purchases (lowest among HSBC cards)
- Up to 55 days interest-free on purchases
- $99 annual fee
- No overseas transaction fees for in-store or online purchases
Pros:
- 0% p.a. on balance transfers for 12 months (2% balance transfer fee)
- Complimentary domestic travel insurance included
- No additional cardholder fee
- Mobile payments with Apple Pay and Google Pay
- Over 4,500 instant savings and 27,000 partner offers via HSBC benefits
Cons:
- Minimum income requirement of $40,000 per year
- No rewards points or international travel insurance
Why Choose HSBC Bank for Your credit card?
Lower purchase interest than CommBank Low Rate, Westpac Lite or ANZ Low Rate.
Only $99 annual fee, with 0% overseas purchase fees and domestic insurance included.
0% balance transfer for 12 months outperforms most introductory offers in the segment.
Unique instant savings and home&Away privileges not found in standard low rate cards.
No fee for extra cardholders, making it flexible for families.
HSBC Low Rate Credit Card: let’s get to know it a little better
How to Apply for Your HSBC Low Rate Credit Card
Apply online with income, address, and ID documents. Meet all requirements to be considered for approval.