Named Australia’s Most Trusted Bank for the 12th consecutive time—serving over 2.7 million satisfied customers.
What you need to know about this credit card:
- Low annual purchase rate (11.99% p.a.): Keeps interest costs down on everyday spending.
- Up to 55 days interest-free: Enjoy a long interest-free period on purchases.
- Annual fee of only $59: Affordable compared to many premium cards.
- No additional cardholder fee: Add family members without extra cost.
Pros:
- Low interest on purchases: At 11.99% p.a., it’s one of Australia’s lowest everyday rates.
- Generous interest-free period: Up to 55 days gives you flexibility to pay off balances.
- No added fees for extra users: Great for sharing with trusted loved ones.
- Robust security: 24/7 fraud monitoring and zero liability for unauthorized transactions.
- Convenient perks: Works with Mastercard Priceless® Cities, plus mobile and wearable payments.
Cons:
- Higher balance transfer rate (19.99% p.a.): Not ideal if you’re moving existing debt.
- Cash advance pricey (19.99% p.a.): Expensive for emergency cash needs.
Why Choose Bendigo for Your Credit Card?
Commonwealth Bank Low Rate: Better rates than CBA’s Everyday Low Rate card, which often sits higher than 11.99%.
ANZ Low Rate Mastercard: Offers slightly longer interest-free terms but a much higher standard purchase rate.
NAB Low Fee Card: Compares on fees but lacks the consistent “most trusted bank” accolade.
Westpac Low Rate: Similar upfront fee, but Bendigo delivers lower purchase interest and stronger customer trust.
St.George Everyday Low Rate: Comes close on features, yet Bendigo’s award-winning service sets it apart.
Bendigo Bright Low Rate: let’s get to know it a little better
How to Apply for Your Bendigo Bright Credit Card
Ready to save on interest and bank with Australia’s most trusted lender? Click below to apply quickly and securely through Bendigo & Adelaide Bank’s platform. You’ll enjoy low rates, smart card controls, and mobile convenience.