The Discover it Student Chrome Credit Card offers students great rewards on gas and dining with no annual fee.
What you need to know about this credit card:
- 2% cash back on gas and dining up to $1,000 each quarter.
- 1% cash back on all other purchases.
- No annual fee; no credit score required to apply.
- 0% Intro APR for six months on purchases, then 18.24% – 27.24% variable APR.
Pros
- 2% cash back on gas and dining: Earn rewards on essential student spending.
- Unlimited Cashback Match: Double your rewards at the end of your first year.
- No annual fee: Enjoy benefits without extra costs.
- Flexible reward redemption: Use cash back for cash, Amazon purchases, or PayPal.
- Extensive acceptance: Discover is accepted by 99% of places nationwide.
Cons
- Spending cap on 2% categories: Limited to $1,000 per quarter.
- Variable APR after intro period: Rates range from 18.24% to 27.24%.
Why Choose Discover for your credit card?
Chase Credit Cards offer competitive rewards but often include annual fees, unlike the Discover it Student Chrome.
American Express provides premium perks but lacks the specialized student rewards of Discover.
Bank of America student cards are solid but don’t match the Cashback Match feature of Discover.
Capital One has straightforward cashback, yet Discover’s rotating categories and Cashback Match provide more earning potential.
Discover’s student-focused features and wide acceptance make it a top choice for young adults.
Discover it Student Chrome: let’s get to know it a little better
How to apply for your Discover it Student Chrome
Ready to start earning rewards while building your credit? Click the button below to discover all the details and apply for your Discover it Student Chrome Card today.