The Discover it Student Cash Back Credit Card offers impressive cashback rewards and no annual fee, making it perfect for students.
What you need to know about this credit card:
- 5% cashback on rotating categories up to a quarterly maximum.
- 1% cashback on all other purchases.
- No annual fee and no credit score required to apply.
- 0% Intro APR for six months on purchases, then 18.24% – 27.24% variable APR.
Pros
- 5% cashback on everyday purchases: Earn on categories like groceries and gas stations.
- Unlimited Cashback Match: Double your rewards at the end of your first year.
- No annual fee: Enjoy all benefits without additional costs.
- Easy reward redemption: Redeem cashback for cash, Amazon purchases, or PayPal.
- Security features: Freeze your card if misplaced and get alerts for suspicious activity.
Cons
- Rotating categories require activation: Remember to activate each quarter.
- Variable APR after introductory period: Rates range from 18.24% to 27.24%.
Why Choose Discover for your credit card?
Chase Credit Cards offer great rewards but often come with an annual fee, unlike the Discover it Student Cash Back.
American Express provides premium perks, yet their student cards lack the robust cashback options of Discover.
Bank of America’s student cards are competitive but lack the unique Cashback Match feature.
Capital One offers straightforward cashback, but Discover’s rotating categories and Cashback Match provide greater earning potential.
Discover stands out with its extensive acceptance and student-friendly features, outshining many competitors.
Discover it Student Cash Back: let’s get to know it a little better
How to apply for your Discover it Student Cash Back
Ready to start earning rewards while building your credit? Click the button below to discover all the details and apply for your Discover it Student Cash Back Card today.