BDO’s Excellence:
BDO Unibank, the largest bank in the Philippines, serves millions of customers with unparalleled financial solutions, earning consistent recognition for its customer-first services.
What you need to know about the BDO Visa classic credit card
- Annual Fee: PHP 1,200 (waived for the first year).
- Interest Rate: Competitive rate of 2% per month.
- Credit Limit: Flexible limits based on credit assessment.
- Eligibility: Minimum monthly income of PHP 15,000.
Pros:
- Global Acceptance: Use it in over 200 countries and millions of merchants worldwide.
- Reward Points: Earn points for every purchase, redeemable for exclusive rewards.
- Flexible Payments: Pay in installments for large purchases.
- Security Features: Equipped with EMV chip for safer transactions.
- Customer Support: Access 24/7 customer service for all card-related needs.
Cons:
- Annual Fee After Year 1: Waiver is limited to the first year only.
- Income Requirement: A minimum monthly income may limit accessibility for some.
Why Choose BDO for Your Credit Card?
The BDO Visa Classic stands out against competitors like the RCBC Gold, EastWest Platinum, and PNB Visa Classic with its low income requirement of PHP 15,000.
While RCBC Gold focuses on premium clients, BDO Visa Classic offers broad accessibility.
Moreover, the rewards program rivals those of UnionBank’s Classic Visa by providing flexible redemption options.
BDO’s global acceptance also exceeds that of Metrobank Rewards Plus, making it a preferred choice for travelers.
With BDO’s unmatched support network and trust, the Visa Classic is an excellent companion for daily spending.