Bank Mandiri offers Mandiri KSM, a personal loan designed to meet the diverse needs of employees with secure incomes, providing up to Rp1.5 billion without requiring collateral.
What you need to know about this loan:
- Credit Limit: Up to Rp1.5 billion
- Loan Tenure: Up to 15 years
- Interest Rate: Competitive rates
- Collateral: No collateral required
- Processing Time: Funds disbursed within 1 day upon receipt of required documents
- Fees: Starting from 1% of the agreed credit limit, with administration fees from Rp 100,000
Pros:
- High Credit Limit: Access up to Rp1.5 billion to finance various needs.
- No Collateral Required: Get approved without having to provide collateral.
- Quick Processing: Fast and easy process with funds disbursed within 1 day.
- Flexible Loan Tenure: Up to 15 years for comfortable repayment.
- Low Fees: Affordable fees, including low administration costs.
Cons:
- Income Requirement: Minimum income of Rp3 million per month required.
- Age Restriction: Applicants must not be approaching retirement age at loan maturity.
Why Choose Mandiri KSM for Your Personal Loan?
BRI Personal Loan offers competitive rates, but Mandiri KSM provides a higher credit limit of up to Rp1.5 billion, offering more flexibility.
BNI Fleksi Loan might have similar terms, but Mandiri KSM’s no-collateral requirement simplifies the application process.
BCA Personal Loan requires collateral in some cases, while Mandiri KSM offers unsecured loans, making it more accessible.
CIMB Niaga Personal Loan offers quick approval, but Mandiri KSM ensures funds are disbursed within just 1 day after document submission.
Danamon Personal Loan may have flexible repayment options, but Mandiri KSM’s up to 15-year tenure offers long-term financial planning.
Mandiri KSM Loan: let’s get to know it a little better
How to Apply for Your Mandiri KSM Loan
Ready to secure your personal loan? Click below to apply for your Mandiri KSM Loan and get the funds you need quickly and easily.