Recognized for outstanding customer service and innovative financial solutions, Bank BTN serves over 5 million satisfied customers across Indonesia.
What you need to know about this loan:
- Loan Amounts Offered: Unlimited ceiling, so dream big!
- Loan Terms (monthly): Up to 15 years of flexibility allows you to manage your finances without pressure.
- Payment methods: Repayments are conveniently deducted automatically from your Bank BTN account.
- Interest rate: Competitive at 7.5% p.a., making it affordable for a wide range of borrowers.
Pros:
- Flexible Ceiling: Access as much capital as you need for your extensive financial needs.
- Extended Tenure: Enjoy up to 15 years to pay back without a rush.
- Competitive Interest Rates: Benefit from some of the lowest rates in the market.
- Insurance Coverage: Comes bundled with life and fire insurance for peace of mind.
- Simplified Process: Fast and easy application steps so you get your funds quicker.
Cons:
- Limited Eligibility: Must be an Indonesian citizen, 21+, and employed or owning a business for at least 1 year.
- Mandatory Insurance Coverage: Borrowers are required to take additional life and fire insurance which could be a cost concern.
Why Choose BTN for Your Loan?
Comparing BTN Kredit Agunan Rumah to similar products like Mandiri Kredit Multiguna or BRI’s Refinancing Kredit, BTN offers a significantly lower interest rate, making it more economical in the long run.
Unlike BCA’s Kredit Multiguna, which typically requires a higher credit score, BTN’s Kredit Agunan Rumah is more accessible to a wider audience.
BTN’s streamlined application process outshines CIMB Niaga’s Multi Purpose Loan which often involves more complex documentation and verification steps.
BTN offers a life and fire insurance bundle which is not mandatory with HSBC’s Personal Loan, giving borrowers enhanced security with their loan.
With a flexible payment tenure of up to 15 years, BTN stands ahead of Maybank’s Multipurpose Loan which caps terms at 10 years, offering better payment flexibility.
How to Apply for Your BTN Kredit Agunan Rumah
Ready to unlock the financial value of your home?
Click on the button below to apply for BTN Kredit Agunan Rumah today!