Bank BTN: Trusted by Over 10 Million Indonesians for Housing Finance
What you need to know about this loan:
- Loan Amounts Offered: Loan amounts tailored to meet the needs of low-income families.
- Loan Terms (monthly): Up to 20 years of financing to make your home dreams a reality.
- Payment methods: Flexible and fixed monthly installments.
- Interest rate: Competitive rates with only 5% margin.
Pros:
- Low down payment starting at 1% + Makes home ownership accessible
- Fixed installments until full payment + Provides financial stability
- No insurance premiums or VAT + Reduces additional costs
- Cooperation with a wide range of developers + More choices of homes
- Subsidy for initial payment assistance + Financial support for first-time buyers
Cons:
- Only available for first-time homeowners + Limits the applicant pool
- Income caps may exclude middle-income families + Could be restrictive for some
Why Choose BTN KPR Sejahtera for Your Loan?
Compared to the Mandiri KPR, BTN KPR Sejahtera offers a lower down payment, making it more accessible for first-time buyers.
Unlike BRI KPR, BTN KPR Sejahtera provides subsidies for initial payments, offering extra financial relief.
While BCA KPR offers similar loan terms, BTN KPR Sejahtera excels with additional no VAT and no insurance premiums, reducing overall costs.
BTN KPR Sejahtera offers more cooperative developers nationwide compared to CIMB Niaga KPR, enhancing property choices.
The fixed installment feature of BTN KPR Sejahtera surpasses the fluctuating rates of UOB KPR, giving borrowers peace of mind.
How to Apply for Your BTN KPR Sejahtera Loan:
Ready to take the first step towards your dream home?
Click below and let BTN KPR Sejahtera guide you to easy and affordable home ownership.