Discover the Advantages and benefits of Scotiabank Value Visa

Enjoy Attractive Rates and a lot of great Exclusive Benefits

Discover the Advantages and benefits of Scotiabank Value Visa

Scotiabank, one of Canada’s largest banks with a vast customer base, offers the Scotiabank Value Visa card, packed with advantages and conveniences for its users.

What you need to know about this credit card:

  • Enjoy an introductory interest rate: 0% on balance transfers for the first 10 months.
  • Special annual fee: $29, waived in the first year.
  • Minimum credit limit: $500.
  • Low interest rates: 12.99% on purchases and cash advances.


  • Introductory 0% interest rate for balance transfers.
  • Annual fee waived in the first year.
  • Accessible minimum credit limit.
  • Competitive interest rates.
  • Additional benefits such as discounts on car rentals and mobile payment options.


  • $29 annual fee after the first year.
  • Standard interest rate of 12.99% after the introductory period.

Why Choose Scotiabank for Your Credit Card?

While the BMO CashBack Mastercard offers initial cashback, its interest rates are considerably higher than the Scotiabank Value Visa.

The Scotiabank Value Visa stands out for its lower interest rates and competitive annual fee, making it an economical and convenient choice for those seeking a credit card in Canada.

This can be observed when comparing it with other cards such as the Tangerine Money-Back Credit Card, Royal Bank of Canada Cashback Mastercard, and TD Cashback Visa Infinite Card.

Scotiabank Value Visa: let’s get to know it a little better

How to Apply for Your Scotiabank Value Visa

Discover more about the advantages of this card and learn how to apply for yours today!