What you need to know about this loan:
- Loan Amounts Offered: From AUD 150,000 upwards, depending on eligibility.
- Loan Terms (monthly): Up to 30 years, with principal & interest or interest-only options.
- Payment methods: Weekly, fortnightly, or monthly.
- Interest rate: From 5.39% p.a. variable (comparison rate 5.41% p.a.) for eligible borrowers.
Pros
- Highly competitive starting variable rates.
- Up to 10 offset accounts to help save on interest.
- Ability to split your loan into fixed and variable portions.
- Fast online pre-approval in as little as 15 minutes.
- Award-winning mobile app for complete loan management.
Cons
- Minimum borrowing typically starts at AUD 150,000.
- Some features may require digital-only access, limiting branch support.
Why Choose Macquarie for Your Loan?
Compared to Commonwealth Bank Variable Loan, Macquarie’s 5.39% entry rate is more competitive for eligible borrowers.
Against Westpac Flexi First Option Loan, Macquarie allows up to 10 offset accounts, while Westpac offers fewer.
Relative to NAB Tailored Loan, Macquarie’s digital app-based management is smoother and award-winning.
When compared with ANZ Simplicity Plus Loan, Macquarie offers faster pre-approvals (15–30 minutes vs. several days).
Finally, versus BOQ Home Loan, Macquarie provides more offset flexibility and better digital tools for managing repayments.
How to Apply for Your Macquarie Home Loan
Get started in minutes! With fast online pre-approval and a dedicated home loan expert to guide you, Macquarie makes applying simple and stress-free. Don’t wait secure your loan today.