Westpac: Proudly serving millions of Australians for over 200 years
What you need to know about this credit card:
- Annual Fee: $59
- Interest Rate (Monthly): 13.74%
- Cash Advance Fee: 21.99%
- Features: Earn up to $350 cashback, 0% p.a. for 26 months on balance transfers, low ongoing interest rate on purchases, low ongoing annual card fee, up to 55 days interest-free
Pros:
- Low Annual Fee: Only $59 annually
- Interest-Free Days: Up to 55 days of interest-free purchases
- Cashback Opportunity: Earn up to $350 cashback
- Balance Transfer Offer: 0% p.a. for 26 months on balance transfers
- Low Purchase Rate: Competitive ongoing interest rate on purchases
Cons:
- High Cash Advance Fee: 21.99% interest rate on cash advances
- Foreign Transaction Fee: Additional charges may apply for international purchases
Why Choose Westpac for Your credit card?
Compared to Commonwealth Bank options, the Westpac Low Rate Credit Card stands out with its enticing 0% balance transfer offer for 26 months, allowing you to consolidate debt effectively.
While NAB offers competitive interest rates, the Westpac card provides up to $350 cashback, which is an excellent incentive for new applicants, boosting their financial benefits.
Unlike ANZ which has higher annual fees, the Westpac Low Rate card is a budget-friendly option with an annual fee of just $59, making it more affordable in the long run.
Despite Macquarie’s focus on exclusive benefits, Westpac’s up to 55 days interest-free period means more savings on everyday purchases, giving you financial flexibility.
In conclusion, the Westpac Low Rate Credit Card offers a perfect blend of affordability, cashback rewards, and favorable balance transfer terms, making it superior to its competitors.
Westpac Low Rate Credit Card: let’s get to know it a little better
How to Apply for Your Westpac Low Rate Credit Card
Applying for the Westpac Low Rate Credit Card is fast and seamless. Harness the benefits of a low-interest rate and generous cashback by moving forward today.