Only $69 Annual Fee, 0% Foreign Purchase Fees, Up to 55 Interest-Free Days
What you need to know about this credit card:
- 15.95% p.a. variable interest on purchases and cash advances
- Up to 55 days interest-free on purchases (when paid in full)
- No international purchase fees for overseas or online spending
- Annual card fee of just $69
Pros:
- Zero international transaction fees on global purchases
- Real-time transaction notifications and app control
- Advanced security with Macquarie Authenticator and Visa Zero Liability
- Mobile wallet ready (Apple Pay, Google Pay, wearables)
- Budgeting, tracking and travel features in digital banking
Cons:
- Minimum taxable income of $50,000 p.a. required
- No rewards program on this card
Why Choose Macquarie Bank for Your credit card?
Unlike major banks, RateSaver has zero foreign purchase fees and a low $69 annual fee.
Compared to CommBank Low Rate, Macquarie offers advanced budgeting tools at no extra cost.
NAB Low Rate does not provide free global payments or in-app transaction alerts.
Westpac Lite Card charges foreign fees, while RateSaver helps you save overseas.
ANZ Low Rate lacks digital travel tools and real-time push notifications built into the Macquarie app.
Macquarie RateSaver Card: let’s get to know it a little better
How to Apply for Your Macquarie RateSaver Card
Apply online in minutes with proof of income, ID, and digital verification. Approval is subject to eligibility and credit assessment.