Award-winning service provider: Metrobank is among the Philippines’ top banks, trusted by over 2 million customers for its reliability and exceptional offerings.
What You Need to Know About This Credit Card
- Annual Fee: None—enjoy lifetime freedom from annual fees.
- Minimum Income Requirement: PHP 15,000 monthly.
- Interest Rate: Competitive rate of 3.54% per month.
- Card Limit: Flexible limits based on your income and creditworthiness.
Pros
- No Annual Fees: Never worry about yearly charges for keeping the card active.
- Zero Foreign Transaction Fees: Travel abroad and shop without extra charges.
- Contactless Payment: Quick, secure, and convenient transactions.
- Free SMS Alerts: Stay updated on your transactions in real time.
- Access to Metrobank Perks: Discounts and exclusive deals at partner merchants.
Cons
- Higher Interest Rate for Cash Advances: Rates may apply higher than typical purchases.
- Strict Approval Criteria: Requires a good credit score for acceptance.
Why Choose Metrobank for Your Credit Card?
The Metrobank M Free Mastercard stands out in the competitive Filipino market for its zero annual fees and robust rewards program. Comparing it to similar cards:
BDO ShopMore Mastercard, charges an annual fee after the first year, making Metrobank’s no-fee policy a clear winner.
RCBC Bankard Classic, has a minimum income requirement of PHP 20,000, whereas Metrobank is more accessible at PHP 15,000.
BPI Blue Mastercard, lacks Metrobank’s zero foreign transaction fees, making it less attractive for travelers.
Security Bank Classic Visa, does not offer free SMS alerts like Metrobank’s feature for added transaction security.
EastWest EveryDay Titanium Mastercard, focuses on cashback but misses the broad perks Metrobank offers across categories.
Metrobank M Free Mastercard: Let’s Get to Know It a Little Better
If you’re seeking freedom from fees, attractive perks, and broad usability, Metrobank’s M Free Mastercard could be your ideal choice.
How to Apply for Your Metrobank M Free Mastercard
Click on the button below to start your application process. With zero annual fees and exclusive rewards, it’s time to elevate your financial experience.