Recognized for its commitment to financial inclusion, LANDBANK serves millions of Filipinos nationwide.
What you need to know about this credit card:
- Minimum Annual Income: Php150,000
- Interest Rate: Low monthly interest rate of 2%
- Cash Advance Limit: Up to 30% of the credit limit
- Global Acceptance: Accepted at over 30 million merchants worldwide
Pros:
- Reward Points: Earn 1 point for every Php50 spent, redeemable for purchases or annual fees.
- Enhanced Security: EMV technology and 3D Secure OTP for safe transactions.
- Easy Pay Program: Convert purchases into installments up to 24 months with a 1% add-on rate.
- Electronic Statements: Receive eSOA via email for convenient tracking.
- Purchase Alerts: Get email notifications for every transaction.
Cons:
- Annual Fee: Php1,000 for Classic and Php2,500 for Gold variants after the first year.
- Cash Advance Fee: 5% of the amount withdrawn.
Why Choose LANDBANK for Your Credit Card?
Compared to other Philippine banks, the LANDBANK Credit Card offers a lower monthly interest rate of 2%, whereas others like BDO and Metrobank charge up to 3%. Additionally, LANDBANK’s Easy Pay Program allows installment conversions up to 24 months with a minimal 1% add-on rate, surpassing similar programs from BPI and PNB. The card’s acceptance at over 30 million merchants worldwide provides greater flexibility than some local competitors. Moreover, LANDBANK’s commitment to financial inclusion ensures services are accessible to a broader population, setting it apart from more commercially focused banks.
LANDBANK Credit Card: Let’s Get to Know It a Little Better
The LANDBANK Credit Card is designed to provide Filipinos with a reliable and secure means of cashless transactions, both locally and internationally. With features like reward points, enhanced security measures, and flexible payment options, it caters to various financial needs and lifestyles.
How to Apply for Your LANDBANK Credit Card
Ready to experience unparalleled convenience and rewards? Click on the “I WANT THIS CARD” button below to start your application and unlock the benefits of the LANDBANK Credit Card today!