RCBC: a trusted institution with over 8 million clients and a legacy of innovation in financial services.
What you need to know about this credit card:
- Annual fee: Free for the first year, PHP 2,500 thereafter
- Interest rate: 2% monthly interest rate
- Eligibility: Minimum monthly income of PHP 20,000
- Credit limit: Up to 3x your monthly income
Pros:
- No annual fee for the first year: Save money while enjoying premium features.
- Global acceptance: Use your card anywhere Visa is accepted.
- Reward points: Earn points for every PHP 50 spent and redeem for exclusive items.
- Flexible payment terms: Choose installment plans that suit your budget.
- Comprehensive insurance coverage: Includes travel and purchase protection.
Cons:
- Annual fee after the first year: PHP 2,500 may be high for some users.
- Strict eligibility criteria: Requires a steady income of at least PHP 20,000/month.
Why choose RCBC for your credit card?
Compared to other credit cards in the Philippines, the RCBC Flex Gold Visa stands out with unmatched benefits.
BDO Gold Mastercard offers reward points, but RCBC provides a higher point-to-peso ratio for greater value.
While the BPI Gold Mastercard has a similar income requirement, it lacks the same level of insurance coverage.
The Metrobank Gold Visa charges a higher annual fee, making RCBC the more budget-friendly choice.
RCBC’s installment plans are more flexible than those of the Security Bank Gold Mastercard, accommodating diverse financial needs.
Unlike the HSBC Gold Visa, RCBC’s rewards program offers broader redemption options, including travel perks.
RCBC Flex Gold Visa: let’s get to know it a little better
How to apply for your RCBC Flex Gold Visa
It’s easy to get started! Apply now and enjoy the premium perks of this card.
Click the button below to take the first step toward financial flexibility.