Bank Central Asia (BCA) offers the BCA KPR, a home financing solution with competitive interest rates and various options to suit your needs, whether purchasing a new or second-hand property.
What you need to know about this loan:
- Interest Rates: Choose from a variety of fixed rates to match your financial plans.
- Installments: Light and stable, ensuring that your payments remain manageable.
- Top-Up Option: Increase your loan with the same collateral as long as the LTV (Loan to Value) provision is still sufficient.
- Loan Terms: Flexible terms based on your choice of interest rate and tenure.
- Payment methods: Auto debit from your BCA account.
- Interest rate: Various fixed and capped options, including promotional rates.
Pros:
- Competitive Interest Rates: Wide selection of rates to suit different needs.
- Credible Partnerships: Partnered with many trusted developers for a smooth purchasing process.
- Convenient Top-Up: Easily increase your loan amount using the same collateral.
- Light Installments: Manageable installments that don’t strain your finances.
- Flexible Options: Suitable for both new and second-hand property purchases.
Cons:
- Age Restrictions: Maximum age of 56 years for employees and 66 years for professionals/entrepreneurs at loan maturity.
- Insurance Requirement: Mandatory life and fire insurance with a banker’s clause.
Why Choose BCA KPR for Your Home Financing?
Mandiri KPR offers flexible terms, but BCA KPR stands out with its variety of fixed-rate options, ensuring stability in your installments over time.
BRI KPR might provide competitive rates, but BCA KPR’s light installments and credible partnerships make the process smoother and more reliable.
BNI KPR focuses on specific client segments, while BCA KPR offers a broad range of options that cater to different financial needs and property types.
CIMB Niaga KPR offers a limited range of interest rates, whereas BCA KPR provides a variety of fixed and capped rates, giving you more control over your finances.
Danamon KPR might have lower initial rates, but BCA KPR’s stable and light installments make it a more secure option for long-term home ownership.
BCA KPR Loan: let’s get to know it a little better
How to Apply for Your BCA KPR Loan
Ready to make your dream home a reality? Click below to apply for your BCA KPR Loan and take the first step towards home ownership with BCA.