Founded in 1969, the Commercial Bank of Dubai (CBD) is one of the oldest and most trusted banks in the UAE, serving over 500,000 customers with award-winning digital banking services.
What you need to know about this credit card
- Annual fee: AED 0 — zero membership cost for life
- Customizable rewards: Choose and switch benefits monthly
- Monthly cashback: Earn up to AED 135 on your favorite brands
- Flexible plans: No long-term commitment — cancel anytime
Pros
- Free for life — Keep it forever without paying annual fees
- Tailored perks — Pick benefits like streaming, rides, food, travel, and more
- Monthly flexibility — Add, pause, or remove benefits anytime via the app
- Smart mobile app — Manage your card with 100+ real-time features
- Referral bonus — Invite friends and earn for every approved referral
Cons
- Limited cashback cap — Maximum monthly cashback is AED 135
- Merchants not official partners — Offers are from CBD, not brand-sponsored
Why choose CBD for your credit card?
While the Emirates NBD Lulu Card focuses mainly on groceries, CBD One lets you pick travel, food, or entertainment perks monthly.
Compared to ADCB SimplyLife Cashback, CBD One offers more personalization — and no fixed spend requirement.
The Mashreq Platinum Elite Card charges an annual fee and lacks the creative flexibility CBD One provides.
RAKBANK Titanium Credit Card gives fuel cashback but no lifestyle perks — CBD One gives both.
Unlike the FAB SHARE Credit Card, which is tied to one loyalty platform, CBD One lets you benefit across dozens of brands.
CBD One Credit Card: let’s get to know it a little better
How to apply for your CBD One Credit Card
Ready to get free video streaming, Uber rides, Airbnb credit, or coffee perks? Apply now through CBD’s award-winning app and enjoy a fee-free, custom-built card experience designed around you.