Commercial Bank of Dubai (CBD) has been providing banking services in the UAE since 1969, with a commitment to delivering high-quality financial solutions (source: official CBD website).
Key facts (summary)
- Annual fee: AED 0 (lifetime)
- APR (Annual Percentage Rate): Please refer to the bank’s official website for the current APR and all applicable fees.
- Minimum income: AED 5,000
- Fees note: Other charges may apply (e.g., late payment, foreign usage, cash advance, early settlement). See the official schedule of charges.
الحقائق الأساسية (ملخص)
الرسوم السنوية: 0 درهم إماراتي (مدى الحياة)
النسبة المئوية السنوية للتكلفة الفعلية (APR): يرجى الرجوع إلى الموقع الرسمي للبنك لمعرفة النسبة الحالية وجميع الرسوم المطبقة.
الحد الأدنى للدخل: 5000 درهم إماراتي
ملاحظة عن الرسوم: قد تنطبق رسوم إضافية مثل رسوم التأخير، الاستخدام الدولي، السحب النقدي، أو السداد المبكر. راجع جدول الرسوم الرسمي.
Pros
- No annual fee for lifetime.
- Up to AED 135 cashback every month.
- Complimentary global Airport Visa Companion with 8 lounge visits.
- Multi-trip travel insurance for the cardholder and family.
- Purchase protection and extended warranty.
Cons
- Cashback available only after meeting spending criteria (AED 5,000).
- Limited number of eligible merchants for bonus offers.
Why choose Commercial Bank of Dubai for your credit card?
When compared to other UAE banks, CBD One stands out with its lifetime no-fee offering and cashback features. For example:
- ADCB’s Rewards Visa: AED 500 annual fee, offers 1% cashback.
- Emirates NBD’s Skywards Gold: AED 1,200 annual fee, 2 Skywards miles per AED 1 spent.
- Mashreq’s Platinum: AED 300 annual fee, up to 2.5% cashback.
- Abu Dhabi Commercial Bank’s Smart Card: AED 200 annual fee, offers 0.5% cashback.
- First Abu Dhabi Bank’s Signature Card: AED 1,000 annual fee, 1.5% cashback.
Sources: official bank websites; verified on 08 August 2025.
How to apply for your CBD One credit card
Visit the official Commercial Bank of Dubai website or download their mobile app to apply for the CBD One Credit Card.
Disclaimer:
This content is for informational purposes only and is not issued or endorsed by Commercial Bank of Dubai. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
إخلاء مسؤولية
هذا المحتوى لأغراض إعلامية فقط وليس صادراً أو معتمداً من بنك دبي التجاري. جميع الشروط والأسعار والرسوم عرضة للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الأساسية للحصول على المعلومات الدقيقة والمحدثة.