CIMB Niaga offers Xtra Dana, a personal loan solution designed to meet your various needs, with quick processing and no collateral required.
What you need to know about this loan:
- Unsecured Financing: Access up to Rp200 million without collateral.
- Flexible Repayment: Choose from various repayment terms with light monthly installments.
- Special Rates: Interest rates starting from 0.88% per month.
- Loan Terms: Available for 1, 2, or 3 years.
- Payment methods: Monthly installments automatically debited from your CIMB Niaga account.
- Interest rate: Starting as low as 0.88% per month.
Pros:
- High Loan Limit: Borrow up to Rp200 million for various needs.
- No Collateral Required: Secure financing without needing to pledge assets.
- Low Interest Rates: Starting from 0.88% per month.
- Quick Approval: Fast and easy process, with funds disbursed quickly.
Cons:
- Regional Restrictions: Available only to Indonesian citizens residing in specific areas.
- Income Requirement: Varies by location, with a minimum income of Rp2,500,000 for major cities.
Why Choose CIMB Niaga Xtra Dana?
Mandiri Personal Loan offers similar rates, but Xtra Dana provides faster approval and higher loan limits.
BCA Personal Loan requires more documentation, while Xtra Dana simplifies the process with minimal paperwork.
BNI Personal Loan offers fewer promotional rates compared to Xtra Dana’s special 0.88% starting rate.
Danamon Personal Loan has higher fees, while Xtra Dana provides lower overall costs.
BRI Personal Loan offers competitive rates, but Xtra Dana’s quick disbursement is ideal for urgent needs.
CIMB Niaga: let’s get to know it a little better
How to Apply for Your CIMB Niaga Xtra Dana Loan
Ready to secure your personal loan? Click below to apply for your Xtra Dana Loan and enjoy quick, unsecured financing with competitive rates.