FIT Mastercard: no bank account, no deposit, just fast credit approval

An ideal credit card for those rebuilding their financial life with no deposit required

FIT Mastercard: no bank account, no deposit, just fast credit approval

Continental Finance, managing over 2.6 million accounts, partners with The Bank of Missouri—an institution with 130+ years of commitment to financial empowerment.

What you need to know about this credit card:

  • $400 Initial Limit: No deposit needed, even for fair credit profiles.
  • Credit Reporting: Helps build your history with all major bureaus.
  • Security First: Mastercard Zero Liability on all transactions.
  • Ongoing Score Access: Free monthly credit score with e-statement enrollment.

Pros:

  • Perfect for Credit Rebuilders: Ideal starting point for a fresh financial journey.
  • Comprehensive Fraud Protection: Full coverage on unauthorized charges.
  • Score Visibility: Monitor progress and adjust behavior accordingly.
  • Global Mastercard Access: Shop online or offline anywhere.
  • No Collateral Required: Unlike many secured cards, no upfront deposit needed.

Cons:

  • No Rewards Features: Card focuses on utility, not perks.
  • Fees Apply: Possible annual or monthly maintenance costs.

Why Choose The Bank of Missouri for Your Credit Card?

  • Unlike OpenSky® Secured Visa, FIT doesn’t require a cash deposit.
  • Compared to Mission Lane Visa, it offers stronger credit reporting tools.
  • Milestone Gold doesn’t provide monthly score checks—FIT does.
  • The Tomo Credit Card is invite-only—FIT is open to all qualifying applicants.
  • Capital One QuicksilverOne needs a higher credit score—FIT is more accessible.

FIT Mastercard®: Let’s Get to Know It a Little Better

How to Apply for Your FIT Mastercard®

Just one click can start your journey toward better credit. With quick application, monthly score updates, and full Mastercard coverage, this is a smart move toward financial health.