Blue Visa Credit Card BOQ — Earn Q Rewards, 50,000 Bonus Points, 0% BT for 6 Months.
What you need to know about this credit card:
- $89 annual fee
- 20.99% p.a. interest rate on retail purchases
- Up to 44 interest-free days on new purchases
- Earn 1 Q Rewards® point per $1 spent
Pros:
- 50,000 bonus Q Rewards® points when you spend $3,500 in the first 3 months
- 0% p.a. on balance transfers for 6 months
- Redeem points for cash, vouchers, or statement credits
- Purchase Protection Insurance included
- Instalment Plans for flexible repayments
Cons:
- Minimum income of $25,000 per year required
- No interest-free days on purchases with an active balance transfer
Why Choose BOQ for Your credit card?
Earn points on every eligible dollar, unlike low-rate cards from major banks.
Enjoy a strong bonus offer—50,000 Q Rewards points, exceeding most starter cards.
BOQ’s 0% balance transfer for 6 months beats typical short-term offers from other providers.
Unlike NAB or Westpac, the $89 annual fee includes insurance and access to multiple redemption options.
Flexible instalment plans and reward points set it apart from most entry-level cards.
Blue Visa Credit Card: let’s get to know it a little better
How to Apply for Your Blue Visa Credit Card
Apply online in minutes with proof of income and ID. Meet minimum requirements for income and residency. Approval is subject to BOQ’s internal evaluation.