Eligibility requirements:
- Must have an active Fifth Third checking or savings account
- Be in good standing with the bank and have a positive credit history
- Reside in a state where the service is available
- Agree to automatic payments from your Fifth Third account to access the best APR
Fifth Third Personal Loan application steps:
- Visit the official Fifth Third Bank website and select “Personal Loan”
- Choose the amount and term that fits your financial needs
- Fill out the online form with your personal and banking information
- Accept the terms, submit the application, and wait for credit review
- After approval, the funds are directly deposited into your account
Frequently asked questions
How long does it take to get approved for a Fifth Third Bank loan?
The review process can be quite fast, especially for existing customers with active accounts.
Is it required to explain why credit is being used?
No. This is a personal loan, and you can use the funds however you see fit.
Do I need to have a good credit score to be approved for a Fifth Third Bank loan?
A good credit history helps, but it’s not mandatory. The bank evaluates your full financial profile.
Can I apply for a loan if I am self-employed?
Yes. As long as you can prove income and have an active account, self-employed individuals are eligible.