Eligibility requirements:
- Must have an active Chime Checking Account.
- No minimum credit score required for application.
- Direct deposits of $200 or more to qualify for certain features.
- U.S. resident with a valid Social Security Number.
Chime Secured Credit Builder application steps:
- Open a Chime Checking Account if you don’t already have one.
- Log into the Chime app and navigate to the “Credit Builder” section.
- Transfer funds to your secured account to set your spending limit.
- Complete the application and wait for approval.
- Receive and activate your card to start building credit.
Frequently asked questions
What is the minimum income to apply for the card?
There’s no minimum income requirement, but regular deposits to your Chime account are needed for eligibility.
How do I track my credit card application?
Monitor your application status directly in the Chime app for real-time updates and notifications.
How long does it take for my card to be approved?
Approval typically takes just a few minutes, provided you meet the basic requirements.
Can I be approved for Chime Secured Credit Builder with a low score?
Yes! Since no credit check is required, applicants with low scores are welcome.