Eligibility Requirements
- Minimum age of 18
- Residential property located in England, Scotland or Wales
- Property used as the borrower’s or immediate family’s main residence
- Evidenced and viable exit strategy required
- Subject to FCA regulation for residential cases
West One bridging loan application steps
- Submit an enquiry through an intermediary or directly
- Provide property and exit strategy details
- Receive a tailored loan offer and terms
- Complete legal process and access funds quickly
Frequently Asked Questions
How long does it take to get approved for West One?
Approval times are fast, with funding often completed quickly once valuation and legal checks are complete.
Is it required to explain why credit is being used?
Yes. A clear and evidenced exit strategy is required for all bridging loans.
Do I need to have a good credit score to be approved for West One?
Credit profile is considered, but the property and exit strategy are key factors.
Can I apply for a loan if I am self-employed?
Yes. Self-employed borrowers are commonly accepted, subject to assessment.