Eligibility Requirements
- Aged 18 or over
- UK resident for at least 3 years
- Minimum annual income of £6,000
- Lloyds Banking Group current account open for at least 3 months
- No bankruptcies, CCJs or IVAs on your credit file
- Not declined for a Lloyds credit card in the last 30 days
Lloyds Advance Credit Card application steps
- Click Apply Now to check your eligibility online
- Receive an estimated credit limit with no credit score impact
- Complete your application if eligible
- Manage your card easily in the Lloyds mobile app
Frequently Asked Questions
What is the minimum income to apply for the card?
You need to earn at least £6,000 per year to be eligible.
How do I track my credit card application?
You can track progress online or directly in the Lloyds mobile app.
How long does it take for my card to be approved?
Eligibility results are instant, with approval usually confirmed shortly after.
Can I be approved for the Lloyds Advance Credit Card with a low score?
Yes. This card is specifically designed for applicants with limited or poor credit history.