Eligibility Requirements
- Aged 18 or over
- Permanent UK address
- UK bank or building society account
- Minimum annual income of £15,000
- No history of bad debt
- Not holding another American Express personal card in the last 24 months
The American Express® Rewards Credit Card application steps
- Check your eligibility for credit card approval
- Complete the apply for credit card online form
- Receive an instant decision
- Accept the offer and receive your card by post
Frequently Asked Questions
What is the minimum income to apply for the card?
You need a minimum annual income of £15,000 to apply for The American Express® Rewards Credit Card.
How do I track my credit card application?
You can track your credit card application credit status online through American Express once submitted.
How long does it take for my card to be approved?
Most applicants receive an instant decision, making it close to an instant credit card experience.
Can I be approved for The American Express® Rewards Credit Card with a low score?
This card is not designed as a credit card low credit score option. Applicants should have a fair to good credit history.