Eligibility Requirements
- Aged 18 or over
- UK resident with a permanent address
- Subject to Tesco Bank credit and affordability checks
- Transfers must be completed within 90 days of account opening
Tesco Bank credit card application steps
- Click Apply Now to check your eligibility online
- Receive a decision without impacting your credit score
- Complete your application if eligible
- Transfer balances and start using your card interest-free
Frequently Asked Questions
What is the minimum income to apply for the card?
Tesco Bank does not publish a fixed minimum income, but affordability checks apply.
How do I track my credit card application?
You can track updates through Tesco Bank Online Banking and the mobile app.
How long does it take for my card to be approved?
Eligibility decisions are usually instant, with full approval shortly after.
Can I be approved for the Tesco Bank Balance Transfer Credit Card with a low score?
Approval depends on your credit profile, but this card is commonly used by applicants managing existing debt.