Eligibility Requirements
- Aged 18 or over
- Permanent UK home address
- UK bank or building society account
- Minimum annual income of £15,000
- No history of bad debt
- No personal American Express cards held in the last 24 months
- Not currently holding the British Airways American Express® Premium Plus Card
British Airways American Express® Credit Card application steps
- Click Apply Now to start your credit card application online
- Complete the form with personal and financial details
- Receive an instant decision without impacting your credit score
- Accept the offer and receive your card by post
Frequently Asked Questions
What is the minimum income to apply for the card?
Applicants must earn at least £15,000 per year.
How do I track my credit card application?
American Express provides application updates via email and online account access.
How long does it take for my card to be approved?
Many applicants receive an instant approval decision, often within minutes.
Can I be approved for the British Airways American Express Card with a low score?
Approval depends on overall eligibility, but this is often considered one of the easiest credit cards to get for fair credit profiles.