Eligibility Requirements
- Aged 18 or over
- Permanent UK home address
- UK bank or building society account
- Minimum annual income of £15,000
- No history of bad debt
- No personal American Express cards held in the last 24 months
Amex® Cashback Everyday Credit Card application steps
- Click Apply Now to start your credit card application online
- Complete the form with your personal and financial details
- Receive an instant decision with no impact on your credit score
- Accept the offer and receive your card by post
Frequently Asked Questions
What is the minimum income to apply for the card?
You must earn at least £15,000 per year to be eligible.
How do I track my credit card application?
American Express provides updates via email and through your online account.
How long does it take for my card to be approved?
Many applicants receive an instant approval decision, often within minutes.
Can I be approved for the Amex Cashback Everyday Credit Card with a low score?
Approval depends on overall eligibility, but this card is often considered suitable for applicants with fair credit.