Eligibility Requirements:
- Minimum age: 21 years old.
- Minimum monthly income: PHP 20,000.
- Good credit standing.
- Valid government-issued ID.
Insular Life Visa Card Application Steps:
- Visit the UnionBank website.
- Fill out the online application form.
- Submit the required documents (ID, proof of income, etc.).
- Wait for confirmation via email or SMS.
Frequently Asked Questions
What is the minimum income to apply for the card?
The minimum income requirement is PHP 20,000 per month.
How do I track my credit card application?
You can track your application status by visiting the UnionBank website or contacting their customer service hotline.
How long does it take for my card to be approved?
Approval typically takes 5-7 business days, depending on the completeness of your submitted documents.
Can I be approved for the Insular Life Visa Card with a low score?
While good credit is recommended, UnionBank reviews applications on a case-by-case basis, considering factors like income and financial history.