Eligibility Requirements:
- Must be at least 18 years old.
- Australian citizen, permanent or temporary resident.
- Meet Macquarie’s credit assessment standards.
- Provide proof of income (employed or self-employed).
- Australian tax resident with an Australian mobile number.
Macquarie Home Loan Application Steps:
- Check eligibility online in less than 1 minute.
- Submit your application through Macquarie’s digital platform.
- Match with a dedicated home loan expert.
- Receive pre-approval in 15–30 minutes (for eligible applicants).
- Finalize approval and settlement.
Frequently Asked Questions
How long does it take to get approved for a Macquarie Home Loan?
Pre-approval can be granted in as little as 15–30 minutes for eligible applicants.
Is it required to explain why credit is being used?
Yes, as this is a home loan, property details are required.
Do I need to have a good credit score to be approved for Macquarie?
A strong credit profile is preferred, but Macquarie reviews each case individually.
Can I apply for a loan if I am self-employed?
Yes, self-employed applicants are accepted with additional documentation.