Eligibility Requirements:
- Must be 18 years or older
- Minimum income of $30,000 p.a. required
- Must be an Australian resident
- Minimum credit limit of $3,000 applies
- Good credit history typically required
Westpac Altitude Platinum application steps:
- Check eligibility: Ensure you meet the income and residency requirements.
- Prepare documents: Proof of ID, income, and address.
- Apply online: Quick process with conditional approval possible.
- Existing customers: Sign in for a reduced first-year fee of just $49.
- Receive your card: Once approved, start earning points on your first purchase.
Frequently Asked Questions
What is the minimum income to apply for the card?
You’ll need a minimum annual income of $30,000 to qualify.
How do I track my credit card application?
Applications can be tracked through Westpac Online Banking or by contacting customer service directly.
How long does it take for my card to be approved?
Some applicants receive conditional approval instantly, but full approval may take a few business days.
Can I be approved for the Westpac Altitude Platinum Credit Card with a low score?
Approval depends on your overall credit profile. A strong history increases your chances, while a low score may reduce eligibility.