Eligibility requirements:
- Be at least 18 years old: Applicants must be of legal age in Australia.
- Permanent Australian resident: You need to reside permanently in Australia.
- Good credit rating: Ensure your credit score meets approval standards.
- Minimum taxable income of $50,000 per annum: Required income level for the RateSaver Card.
- Package with a home loan or be a Private/Business Bank client: Meet one of these criteria to apply.
Macquarie RateSaver Card application steps:
- Gather your financial details, including income and expenses.
- Prepare your employer’s contact information or accountant’s details if self-employed.
- Have your Australian driver’s licence number ready (if applicable).
- Visit the Macquarie website to begin your application.
- Complete the online form with accurate information and submit.
Frequently asked questions
What is the minimum income to apply for the card?
You need a minimum taxable income of $50,000 per annum to be eligible for the RateSaver Card.
How do I track my credit card application?
After applying, Macquarie will provide updates via email or you can contact their support team for status inquiries.
How long does it take for my card to be approved?
Approval times vary, but you can expect a response within 10 working days after submitting your application.
Can I be approved for Macquarie RateSaver Card with a low score?
A good credit rating is required; applicants with low scores may not meet the eligibility criteria.