Eligibility Requirements:
- Must be 18+ and a permanent resident of Australia
- Minimum taxable income of $50,000 per annum
- Good credit rating and meet Macquarie Bank’s internal criteria
Macquarie RateSaver Card application steps:
- Complete online application with personal and income details
- Verify your identity and submit supporting documents
- Receive approval decision and activate your card digitally
Frequently Asked Questions
What is the minimum income to apply for the card?
Minimum taxable income required is $50,000 per annum.
How do I track my credit card application?
You can track your application via the bank’s mobile app, internet banking, or by contacting customer service.
How long does it take for my card to be approved?
The bank does not publicly disclose a fixed approval timeline. You will be informed once the review is complete.
Can I be approved for Macquarie RateSaver Card with a low score?
Approval with a low credit score is possible only if you meet the bank’s internal risk assessment criteria. Customers with insufficient scores may be declined.