Eligibility Requirements:
- Must be at least 18 years old
- Australian citizen, permanent resident, or long-term visa holder
- Minimum taxable income of $40,000 per year
HSBC Low Rate Credit Card application steps:
- Fill out online application with personal and financial details
- Provide required identification and income documents
- Wait for HSBC assessment and approval
Frequently Asked Questions
What is the minimum income to apply for the card?
Minimum taxable income required is $40,000 per year.
How do I track my credit card application?
You can track your application via the bank’s mobile app, internet banking, or by contacting customer service.
How long does it take for my card to be approved?
The bank does not publicly disclose a fixed approval timeline. You will be informed once the review is complete.
Can I be approved for HSBC Low Rate Credit Card with a low score?
Approval with a low credit score is possible only if you meet the bank’s internal risk assessment criteria. Customers with insufficient scores may be declined.