Eligibility Requirements:
- Must be 18 years or older
- Must be an Australian resident
- Applying as an individual, not for business use
- Minimum credit limit of $500 applies
- Good credit history required
CommBank Awards Credit Card application steps:
- Check eligibility: Ensure you meet the requirements above.
- Prepare documents: ID, proof of income, and residency.
- Apply online: Get a response in just 60 seconds.
- Apply in branch: Visit your nearest CommBank branch.
- Wait for approval: Processing may vary depending on application volume.
Frequently Asked Questions
What is the minimum income to apply for the card?
CommBank does not specify a minimum income for the Awards Credit Card. Approval is based on your ability to manage repayments and overall financial profile.
How do I track my credit card application?
You can track your application through CommBank’s online portal, mobile app, or by contacting the bank directly.
How long does it take for my card to be approved?
Many applicants receive a response within 60 seconds online, though full processing can take a few business days.
Can I be approved for the CommBank Awards Credit Card with a low score?
While possible, approval with a low credit score is less likely. A good credit history increases your chances.