Eligibility Requirements:
- Must be 18 years or older
- Must be an Australian or New Zealand citizen, Permanent Resident, or eligible Visa holder (12+ months validity)
- Must have a regular income
- Must meet minimum credit limit of $6,000
ANZ Platinum Credit Card application steps:
- Check eligibility: Review age, residency, and income requirements.
- Prepare documents: Proof of ID, income, assets, and liabilities.
- Apply online: Quick process; ANZ will call back within 2 business days if needed.
- Receive your card: Approval responses may be provided in minutes.
- Start spending: Meet the spend criteria to unlock up to $250 cashback.
Frequently Asked Questions
What is the minimum income to apply for the card?
ANZ does not publish a fixed income requirement, but applicants must show a stable income and meet credit criteria.
How do I track my credit card application?
You can track it through ANZ’s online banking portal, or call their credit card specialists directly.
How long does it take for my card to be approved?
Some approvals are instant, while others may take a few business days depending on verification.
Can I be approved for the ANZ Platinum Credit Card with a low score?
Eligibility depends on your credit profile. A stronger history improves approval chances.