MONEYME Personal Loan: a loan for major life goals and debt consolidation
Whether funding home upgrades, paying for a wedding, buying a vehicle, or consolidating debts, a MONEYME Personal Loan offers practical flexibility. This unsecured personal loan lets you cover major expenses upfront without using your car or home as collateral.
With variable rates from 6.24% p.a. (comparison rate 6.95% p.a.), pricing is fully transparent. You pay a 10monthlyfeeandanestablishmentfeebetween0 and $495. Best of all, paying early incurs zero exit fees.
Should I get a personal loan from MONEYME?
MONEYME is a trusted Australian digital lender and Certified B Corporation. Backed by a 4.7-star Google rating from 5,000+ reviews, it has funded over 110,000 Australians with responsible, sustainable practices.
Manage your loan effortlessly via the MONEYME app. You can also get an obligation-free quote in 90 seconds to check your rates without affecting your credit score.
How to get a loan from MONEYME
To apply for MONEYME Personal Loan, you need to meet the following requirements:
- Be at least 18 years of age.
- Be an Australian or New Zealand citizen, or permanent resident.
- Earn a minimum verified income of $30,000 per year.
- Provide valid photo ID and proof of income.
- Pass a credit assessment showing you can manage repayments.
How to apply for the loan
- Get an online quote: Request a 90-second quote to see your rates and borrowing limit with zero credit score impact.
- Select loan parameters: Choose your loan amount from $5,000 to $70,000 and select a repayment term between 3 and 7 years.
- Complete the application: Enter your personal, income, and expense details online or via the mobile app.
- Submit documents: Securely upload your photo ID and recent bank statements for quick verification.
- Assessment and approval: MONEYME reviews your details, with initial approvals delivered in as little as 60 minutes.
- Accept and receive funds: Review your digital contract, sign online, and receive same-day bank transfer upon approval.
Frequently asked questions
Can I get a loan from MONEYME without a job?
MONEYME requires a minimum annual income of $30,000. While full-time employment is not strictly mandatory, you must prove regular, verified income sources during assessment. Applicants with no income cannot qualify.
How much could I be approved to borrow with MONEYME Personal Loan?
Borrowing limits range between $5,000 and $70,000. Approval for the maximum amount depends on your income, living expenses, existing debt, and overall credit profile.
How do I pay off MONEYME Personal Loan?
Repayments are made in regular instalments over 3 to 7 years via the MONEYME app. You can make extra payments or clear your loan early anytime with zero penalties.
How do I cancel a loan application with MONEYME?
Contact MONEYME customer support by phone or live chat to withdraw an active application. If funds are already paid out, the loan must be formally settled under contract terms.