Virgin Australia Velocity Flyer Credit Card: a credit card for frequent travellers and savvy spenders
This card suits Australians wanting Velocity Points without high annual fees. Completing an online credit card process yields 0.5 Velocity Points per $1 spent up to $1,500 per cycle (0.25 points thereafter).
Primary cardholders receive an annual $129 Virgin Australia Gift Voucher after making a retail purchase. You also earn extra points on Virgin flights and enjoy insurances via your digital credit card account.
Should I get a credit card from NAB?
NAB is one of Australia’s largest credit providers, operating under robust regulatory frameworks. Operating the Virgin Money credit card portfolio under license, NAB delivers trusted Visa Zero Liability protection whenever you use your digital credit card.
Cardholders also benefit from mobile card management tools through the Virgin Money app. You can lock your card instantly, update your PIN, and manage payments, making it ideal when you get a credit card.
How to get a credit card from NAB
To submit a credit card application and be eligible for the Virgin Australia Velocity Flyer Credit Card, you need to meet the following requirements:
- Be at least 18 years of age.
- Be an Australian permanent resident.
- Earn a regular, verifiable income.
- Pass NAB’s credit assessment and demonstrate an ability to meet repayments.
- Hold or create an active Velocity Frequent Flyer membership to receive points.
How to apply for the credit card
Follow these standard steps to complete your online credit card application with the issuer:
- Visit the official application page on the Virgin Money website.
- Review current interest rates, annual fees, eligibility terms, and introductory offers.
- Enter your personal, employment, contact, and financial details.
- Provide your Velocity Frequent Flyer membership number (or join for free).
- Submit supporting identification documents and wait for NAB’s credit assessment.
Frequently asked questions
How does interest work on the Virgin Australia Velocity Flyer Credit Card?
The card incurs a variable purchase rate of 21.99% p.a., with up to 44 interest-free days on retail purchases if paid in full. Cash advances accrue 21.99% p.a. immediately. Promotional balance transfers offer 0% p.a. plus a 3% fee. Submit an online credit card request for full details.
How can I increase my Virgin Australia Velocity Flyer Credit Card credit limit?
Request an increase via the Virgin Money app or online banking portal. NAB assesses your income and repayment history before approval to ensure your unsecured credit card limit remains manageable.
How do I pay off my Virgin Australia Velocity Flyer Credit Card?
Pay via BPAY, direct debit, or bank transfer. Meet at least the minimum repayment monthly, or pay the full balance to avoid interest on retail purchases when using creditcards.
How do I cancel a credit card from NAB?
Contact customer care or submit a request online. Pay off all balances, cancel recurring debits, and let pending charges clear before closing your digital credit card account. Transferred Velocity Points remain yours.