Qantas American Express Ultimate Card: the best credit card for frequent flyers
You earn 2.25 Qantas Points per $1 on Qantas products and services and 1.25 per $1 on everyday purchases. Points move to your Qantas Frequent Flyer account every month, keeping this frequent flyer credit card working hard.
Each year you also get two Qantas Club lounge invitations and complimentary Qantas Wine Premium Membership. Redeem points for Classic Flight Rewards, upgrades, hotels and more with the best Qantas points credit card in your wallet.
Is an American Express credit card worth it?
American Express is a global payments brand known for service and protection. This card includes Card Purchase Cover, Card Refund Cover and a Fraud Protection Guarantee, all signs of a strong American Express credit card Australia offer.
The travel insurance covers medical emergencies, public transport accidents up to $400,000 and lost baggage up to $10,000 when you pay for the return trip on the Card. That’s a true credit card with complimentary travel insurance.
What are the eligibility requirements for an American Express credit card?
To apply for the Qantas American Express Ultimate Card, you’ll need to meet the following eligibility criteria:
- Be aged 18 or over
- Be an Australian citizen, permanent resident or long term visa holder
- Have a good credit history with no payment defaults
- Have your Australian driver’s licence number ready, if you have one
- Provide details of your income, expenses and debts, plus proof of income such as payslips
How to apply for the credit card
- Check that you meet the eligibility criteria.
- Read the Key Facts Sheet for the card.
- Gather your driver’s licence number, income, expense and debt details, and proof of income.
- Click the button below and complete the online application.
- Nominate your preferred credit limit, or let American Express set one based on your circumstances.
- Once approved, make your first spend on selected Qantas products to unlock your lounge invitations.
Frequently asked questions
How does interest work on the Qantas American Express Ultimate Card?
Purchases are charged 23.99% p.a., with up to 44 interest free days. Interest free days don’t apply if you carry forward a balance from the previous statement, so pay in full to keep this Qantas credit card cost effective.
Need more time for a big purchase? Plan It Instalments let you repay balances in equal monthly instalments at 0% p.a. with a fixed monthly fee, a handy extra on a best credit card Australia contender.
How can I increase the credit limit on my Qantas American Express Ultimate Card?
You can request a higher limit through your American Express online account, the Amex App or by contacting American Express. As with any credit card online application, Amex assesses your circumstances first.
How can I pay my Qantas American Express Ultimate Card statement?
Pay through the Amex App, your online account, BPAY or direct debit. Paying the full balance each month helps you enjoy your frequent flyer credit card without interest on purchases.
How can I cancel my American Express credit card?
Contact American Express through your online account, the app or by phone, and pay off any outstanding balance first. If you’re switching, compare credit cards Australia wide before you close.