Latitude 28° Global Platinum Mastercard: a credit card for international travellers and online shoppers
Managing overseas expenses often comes with high surcharges, but this card eliminates foreign fees entirely. If you want a free credit card apply option for your first year, it stands out among modern creditcards for clear, fee-free spending.
Beyond fee savings, cardholders earn up to $120 yearly in Latitude Rewards by spending $1,000 monthly, plus bonus rewards on foreign purchases. Complete an online credit card application today to enjoy built-in protection for every purchase.
Should I get a credit card from Latitude Financial?
Latitude Financial is a trusted lender across Australia and New Zealand. If you are comparing consumer products or business credit cards, Latitude delivers proven reliability, winning Travel Credit Card of the Year in 2026.
Cardholders gain access to the top-rated Latitude App for quick digital card management. It is often considered the easiest credit card to get up and running with instant account visibility and simple repayment tools.
How to get a credit card from Latitude Financial
To be eligible for the Latitude 28° Global Platinum Mastercard, complete a fast online credit card application and meet these criteria:
- Be 18 years of age or older.
- Be a resident of Australia or a temporary resident with Australian work rights for at least 12 months.
- Provide driver’s licence, passport, or proof of age details.
- Supply details of your income, assets, and liabilities.
- Pass a credit assessment to ensure you can comfortably meet repayments.
How to apply for the credit card
Completing your credit card application is simple and fast:
- Visit the official website to review current rates and fee waiver offer conditions.
- Fill in your personal, employment, and financial details online.
- Provide required identification and income verification documents.
- Submit your online credit card request and get an assessment response in 60 seconds.
- Receive your card within 5–10 working days, activate it in the app, and start spending.
Frequently asked questions
How does interest work on the Latitude 28° Global Platinum Mastercard credit card?
When using your digital credit card for general purchases, enjoy up to 55 days interest-free by paying the full statement balance by the due date. Otherwise, a 28.99% p.a. purchase rate applies. Cash advances carry a 29.99% p.a. rate plus a fee.
How can I increase my Latitude 28° Global Platinum Mastercard credit limit?
If you want to adjust your credit limit on this online credit card, request an increase via the Latitude Service Centre or app. Latitude assesses your income and financial details before approving any limit increase.
How do I pay off my Latitude 28° Global Platinum Mastercard credit card?
Manage repayments for your instant credit card via BPAY, direct debit, or direct bank transfer inside the app. Paying at least the minimum repayment avoids late fees, while paying in full avoids purchase interest.
How do I cancel a credit card from Latitude Financial?
To close your account, contact Latitude Financial support. Before cancelling your unsecured credit card, pay off remaining balances, clear pending charges, and redirect any recurring direct debit payments.