Coles Rewards Mastercard: Best Credit Card for Flybuys Rewards
The Coles Rewards Mastercard rewards eligible supermarket spending with 2 Flybuys points per dollar at Coles and 1 point elsewhere, subject to spending limits.
Moreover, this rewards credit card allows Flybuys members to redeem points for eligible shopping discounts, making everyday purchases potentially more rewarding.
Should I Get a Credit Card from NAB?
National Australia Bank (NAB) is one of Australia’s major banks and issues the Coles Rewards Mastercard, which Coles distributes to eligible customers.
Thanks to NAB’s involvement, this credit card combines an established Australian credit provider with Coles’ Flybuys rewards programme and dedicated account management services.
How to Get a Credit Card from NAB?
To apply for the Coles Rewards Mastercard, you need to meet the following credit card eligibility requirements:
- Be at least 18 years old.
- Be an Australian resident for tax purposes.
- Have a valid Australian mobile number.
- Provide a valid email address.
- Receive a regular income.
- Have a good credit rating.
- Meet the credit assessment requirements for a minimum $1,000 credit limit.
- Complete NAB’s credit assessment and verification process.
Apply for Credit Card
Applying for the Coles Rewards Mastercard is straightforward, with an online credit card application available through the official Coles website.
Follow these steps to begin:
- Visit the official Coles Credit Cards website.
- Select the Coles Rewards Mastercard.
- Review the annual fee, interest rates, rewards conditions and eligibility requirements.
- Click the application button to begin.
- Enter your personal, contact, employment and financial information.
- Provide any supporting documents requested during the application.
- Review the information and submit your application.
- Wait for the credit assessment and application decision.
- If approved, follow the instructions provided to activate and manage your card.
FAQ
How Does Coles Rewards Mastercard Interest Work?
The Coles Rewards Mastercard charges 21.99% p.a. on purchases when interest applies, with up to 44 interest-free days available when repayment conditions are satisfied.
How to Increase Coles Rewards Mastercard Limit?
You can enquire about a credit limit increase through Coles Credit Cards. Approval depends on eligibility, affordability assessments and NAB’s responsible lending requirements.
How to Pay Off Coles Rewards Mastercard?
Check your credit card statement for the payment amount, due date and available repayment methods. Paying the required balance can help avoid purchase interest.
How to Cancel a Credit Card from NAB?
Contact the Coles Credit Cards support team to request account closure. First, arrange repayment of outstanding balances and review recurring payments linked to your card.