Bendigo Platinum Rewards Credit Card: the best credit card for value rewards
Earn 1 Bendigo Bank Rewards point per $1 on domestic spend and 2 points per $1 overseas, with no cap per statement period. Free additional cardholders help you grow your balance faster, a big win when you compare credit cards Australia wide.
Redeem points for cashback, e-gift cards, travel and flight vouchers, or donate them to charity. With international travel insurance for up to 3 consecutive months, it’s a true credit card with complimentary travel insurance.
Is a Bendigo Bank credit card worth it?
Bendigo Bank has been named Australia’s most trusted bank by Roy Morgan, and its Community Bank network returns profits to local projects. That reputation counts when you choose the best credit card Australia has.
The card adds 24/7 fraud monitoring, Mastercard Zero Liability protection, Apple Pay and Google Pay. Manage it all in the Bendigo app, with card controls and BPAY, Osko and PayID payments, on a modern platinum credit card Australia users love.
What are the eligibility requirements for a Bendigo Bank credit card?
To apply for the Bendigo Platinum Rewards Credit Card, you’ll need to meet the following eligibility criteria:
- Be an individual aged 18 or over, applying for personal use in your own name
- Not be bankrupt or insolvent
- Be an Australian citizen or permanent resident living or working in Australia, or hold a visa subclass 188, 489, 491, 494 or 482 (excluding the short term stream), have applied for permanent residency and have at least 12 months left on your visa
- Have a regular income from PAYG employment, managed or self managed superannuation, or self employment
How to apply for the credit card
- Check that you meet the eligibility criteria.
- Gather your income documents and personal details.
- New customers: click the button below and apply online through the Bendigo application portal.
- Existing customers: apply through Bendigo e-banking.
- Wait for Bendigo Bank’s credit assessment.
- Once approved, add your card to Apple Pay or Google Pay from the Bendigo app and start earning points.
Frequently asked questions
How does interest work on the Bendigo Platinum Rewards Credit Card?
Purchases are charged 19.99% p.a., with up to 55 interest free days: the 30 day statement cycle plus 25 days to the due date. Interest is calculated from the statement date, a handy feature for a best rewards credit card Australia pick.
Cash advances, including transfers, gambling and money transfers, are charged 21.99% p.a. with no interest free period. Balance transfers are also charged 21.99% p.a., so check this before you compare credit cards Australia wide.
How can I increase the credit limit on my Bendigo Platinum Rewards Credit Card?
You can ask for a higher limit through Bendigo e-banking, the Bendigo app or at a branch. As with any credit card online application, Bendigo Bank assesses your income and expenses first.
How can I pay my Bendigo Platinum Rewards Credit Card statement?
Pay through the Bendigo app, e-banking, BPAY or at a Bendigo Bank branch. Paying the full balance by the due date keeps your platinum credit card Australia perks interest free on purchases.
How can I cancel my Bendigo Bank credit card?
Contact Bendigo Bank through e-banking, the app, by phone or at a branch, and clear any outstanding balance first. Redeem your Rewards points before you close, then find your next best credit card Australia match.