ANZ Rewards Black Credit Card: Best Credit Card for Flexible Rewards
With this rewards credit card, eligible purchases earn 2 ANZ Reward Points per $1 on the first $5,000 spent each statement period.
Moreover, this premium credit card offers cashback, digital gift cards and transfers to participating airline loyalty programs, giving cardholders flexibility when redeeming rewards.
Should I get a credit card from ANZ?
ANZ is one of Australia’s major banks, offering credit cards, everyday banking and financial services supported by digital banking tools.
For rewards credit card customers, ANZ provides 24/7 Falcon fraud monitoring, digital wallet compatibility and access to its established rewards program.
How to get a credit card from ANZ?
To get the ANZ Rewards Black Credit Card, you need to:
- Be at least 18 years old.
- Be an Australian or New Zealand citizen, permanent resident, or have more than 12 months remaining on your visa.
- Have a good credit rating.
- Provide details of your income, expenses, liabilities and assets.
- Supply proof of identity.
- Meet ANZ’s credit assessment and approval criteria.
Apply for credit card
Applying for the ANZ Rewards Black Credit Card is straightforward through the bank’s online application process.
Follow these steps to submit your credit card application:
- Visit the official ANZ Rewards Black Credit Card website.
- Review the card’s interest rates, annual fees and rewards conditions.
- Select the online application option.
- Enter your personal information and financial details.
- Provide the required identity documentation.
- Submit your application for ANZ’s credit assessment.
- Wait for ANZ to assess your application and communicate its decision.
FAQ
How does ANZ Rewards Black Credit Card interest work?
The credit card charges 22.49% p.a. on purchases and 23.49% p.a. on cash advances and standard balance transfers.
Eligible purchases may receive up to 44 interest-free days when the required statement balance is paid in full by the due date.
How to increase ANZ Rewards Black Credit Card limit?
Credit card limit increases are subject to ANZ’s assessment and approval criteria, including your financial circumstances.
Contact ANZ to discuss available options and whether your account qualifies for a higher credit limit.
How to pay off ANZ Rewards Black Credit Card?
You can manage credit card repayments through ANZ’s banking services and arrange automatic payments to help meet your due dates.
Paying the full required statement balance by the due date helps maintain interest-free eligibility on purchases.
How to cancel a credit card from ANZ?
To cancel your ANZ credit card, contact the bank or use its available account management services to request closure.
Before closing your account, check outstanding balances, pending transactions and any unused ANZ Reward Points.